State’s Reformed No-Fault Law

Contributed by Jared Rozycki-Policy Communications Advisor & Policy Advisor, Michigan House of Representatives

Rep. Griffin: State’s reformed no-fault law drops today; so do Southwest Michigan drivers’ rates

LANSING (MICH.)- State Rep. Beth Griffin said Michigan drivers will finally begin to see the benefits of the state’s car insurance reforms after the new law in effect.

Griffin, of Mattawan, helped approve a major overhaul to Michigan’s much-maligned no-fault system. The new law guarantees lower rates by giving drivers more choice on personal injury protection coverage, stopping price gouging on medical services for car accident victims, combating fraudulent claims and strengthening consumer protections.

Griffin said car insurance has been one of the largest pocketbook issues holding back Southwest Michigan families and the state, adding the new law was designed to retain the nation’s best car insurance coverage and offer drivers more affordable options.

“No matter where I go in Southwest Michigan, the high cost of car insurance has been a pressing issue for members of our community since I first ran for office,” Griffin said. “Drivers have longed for a solution to a broken no-fault system that has washed away their hard-earned savings for years. I listened to the stories of people in our community and promised to deliver a solution that would end Michigan’s long-standing tenure of having the most expensive car insurance in nation. This law has all the elements necessary for real rate relief Michigan drivers deserve – providing choice and consumer protections, preventing medical overbilling and fighting fraud. Long-overdue savings have finally arrived, and it’s time for southwest Michigan families to choose a coverage plan that best meets their budget needs.”

In addition to the guaranteed savings provided under the new law, the Michigan Catastrophic Claims Association (MCCA) announced it was reducing its annual per-vehicle assessment fee of $220 to $100 beginning July 1. The MCCA credited the reforms sparked by Griffin for the fee reduction that is nearly a 20-year low.

Michigan drivers interested in more information on the new law may visit www.ReduceMiRatesNow.com, a user friendly platform that includes a rundown of all the new coverage level options, educational guides and shopping tips to help people maximize savings. Griffin also encourages residents to consult with a trusted insurance agent for further advice on choosing a coverage plan that is in the best interest of themselves and their families.